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Michigan Beverage Collective allows you to build a customized benefits package through an extensive array of cost-effective coverage options and plan designs, along with outstanding personalized service and simplified administration.

Plan design

The Michigan Beverage Collective offers seven traditional medical plans, five high deductible health plans, three HMO network options, and one Medicare Supplement. Each medical plan has embedded prescription drug coverage; five options are available to mix and match. The flexibility provided by the Collective is unmatched with eight deductible options, four dental plans available, and four vision plans to choose from.

Strategic Development

Long Range Benefit Plans

Custom Implementation

Eligibility Management

Plan Implementation

With the Michigan Beverage Collective’s a la carte program structure, you are the architect. Choose which benefits will work best for your employees. Once the employee benefit plan has been designed and any other products or services procured, staff takes a hands-on approach to execution. Our goal is to exceed employer expectations of productivity and performance.

Employer Welcome Packet

Employee Meetings

Plan Enrollment

Plan Maintenance


For decades the Michigan Beverage Collective has been a reliable and cost-effective source of insurance coverage for member employers. That kind of sustainable history is a rare occurrence. We provide ongoing support and maintenance of all programs. Each participating employer receives personalized, knowledgeable assistance throughout program participation.

Open Enrollment

Claims Resolution

Plan and Enrollment Changes

COBRA Administration


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“Michigan Beverage Collective offers numerous choices and options for our company to choose from. They provide education to both managers who work with the benefits and to the employees on their plans. I feel confident any plan MBC offers will protect our employees and their families from expensive premiums and out-of-pocket costs while not sacrificing care.”

Isabel Wanty
O & W Beer

“By being a part of the Collective’s statewide network we are able to attain greater flexibility in healthcare plan designs and more competitive pricing than we could achieve on our own, while also providing our employees with access to the strongest provider network in the state of Michigan.”

Tom Schultz
Vice President, Tyler Sales

“Henry A. Fox Sales Company has participated in the Michigan Beverage Collective’s health insurance plan for many years and have found the Plan to offer numerous advantages over the alternatives.  Exemplary customer service from the Staff, varied coverage options, & competitive rates all illustrate the Plan’s ability to meet our Company’s and Employee’s requirements for this key Employee Benefit.”

Scott Windemuller
Human Resources, Henry A. Fox Sales
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