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There are a few health benefits trends to keep an eye on throughout 2022 and into 2023. Offering attractive benefits is critical to productivity in the beer, wine, and spirits industry.
According to Blue Cross Blue Shield of Michigan (BCBSM), we will be seeing increasing costs for healthcare due to medical claims trends, COVID-related costs, and rising prices for care. We will continue to see a growing number of medical claims as individuals seek care for issues put off for the last two years. The 2023 rate proposals will begin to factor in pandemic-related costs to test, treat, and administer COVID-19 vaccines.
Organizations are hopeful that the pandemic is waning. The cumulative challenges from the past two years are compounded by current concerns around inflation and, according to Gallagher Benefit Solutions, this continues to take a toll on employees’ physical and emotional wellbeing.
The Michigan Beverage Collective is available to Michigan’s beer, wine, and spirits industry. It provides hand-crafted benefits and customized services that make it easy and affordable to offer the benefits current and potential employees value.
According to Gallagher’s Workforce Trends Report 2022, ensuring that benefits and policies strongly support the health needs of employees will help optimize engagement and performance, and maximize retention. An elevated interest surrounds emotional wellbeing and mental health, and importantly includes communicating effectively with employees to better understand and respond to their needs.
The Michigan Beverage Collective is here to help you offer benefits jobseekers want by providing group rates on medical and dental insurance coverage from BCBSM, vision insurance from VSP, and disability insurance from The Hartford. There are 15 medical plans with prescription options, four dental plans, and four vision plans.
Voluntary benefits continue to grow in popularity as well. Voluntary benefits allow employees to choose extra coverage that best meets their needs, such as supplemental life, critical illness, and other packages. These types of voluntary benefits help employees customize their plans and can save employers money by not having to pay for benefits employees don’t want, need, or use.
Voluntary policies are made available to Collective participants through MBWWA Services, Inc. at no cost to the employer with The Hartford (life and disability), Allstate (Accident, Hospital Indemnity, Critical Illness, and Identity Protection), and LegalShield.
Contact us today to learn more.